Homebuyers Solution Program

The Pima Tucson Homebuyer’s Solution Program offers eligible applicants a 30-year, fixed rate first mortgage, along with assistance funds up to 5 percent of the loan amount. This option is available to both first-time and repeat homebuyers. This amount can be put toward the down payment, closing cost, or prepaid items. There is no repayment or recapture tax associated with this assistance.

To get started, you must make contact with an approved lender who will help you know if you meet the requirements of the Homebuyer Solution Program and the Arizona Down Payment Assistance program guidelines. Depending on your needs – including the location of the home – you may have the option of either a FHA, VA, or conventional financing.


  • Property must be located within Pima County and the City of Tucson
  • Down payment assistance options available at 2.5%, 3%, 4% and 5%.
  • Conventional, FHA, and VA options available
  • Assistance is 0% interest, 3 year term, forgiven at the end of the 3 years.


  • Minimum FICO credit score of 640
  • Maximum loan amount $484,350
  • Debt to Income ratio up to 50%
  • No First Time Home Buyer requirement
  • Borrower is considered a FTHB if they have not owned a property within the last 3 years
  • Income limits apply

Fill out the form below to be contacted by a participating lender:

Arizona Down Payment Assistance